Saturday, July 26, 2014

Crawford at Doctors Creek: A Home for a Hero



Moving to Fort Stewart Georgia?

I have found your Dream Home! This 4 Bedroom, 3 Bathroom home is located just 15 minutes from Fort Stewart. With approximately 3000 Heated Square feet and a 1/2 acre backyard, you will be amazed at the possibilities.  Call the Lisa Scales Sales Team with Keller Williams Realty, Coastal Area Partners for more information and details.  Ask about the Homes for Heroes Program! Available to ALL Military, Past or Present!-- Police Officers, Fire Fighters, Health Care Workers and Educators also qualify.

Register for more information about this home or any new or existing home in Coastal Georgia at http://www.HsHomesOnline.com.

Friday, July 25, 2014

Buy With Confidence: Certified New Construction Home Program

Certified New Construction Home Program


What is the Certified New Construction Home Program?
As a new homeowner, you want to know that your new purchase has gone through a 28 point inspection, is covered under a home warranty, offers ownership protection from loss resulting from title defects, and is priced at or below market value.

Purchasing a Certified New Construction Home from the Lisa Scales Team at Keller Williams Realty, Coastal Area Partners, is a truly unique experience.  Each  Certified New Construction Home will  offer home buyers a Property Inspection report prepared by a Nationally Certified  Home Inspector, a New Construction Home  Warranty, Owners Title Insurance Policy at closing , and a Market Value Appraisal prepared by a Georgia Licensed Appraiser.


You can purchase your new home with confidence knowing that you have made your decision based on as much information as possible.

Assurances:

1. Property Inspector is Licensed by ASHI.
2. Property is Appraised by an Appraiser licensed by the Georgia Real Estate Commission and Appraiser Board 3. Home Warranty will be provided by a Nationally Recognized Home Warranty Provider, 2-10 Home Warranty

4. Owners Title Insurance will be provided at closing and paid for by the Builder.
For a List of Certified New Construction Homes, please contact the Lisa Scales Team 912-877-1262 or info@hsHomesOnline.com


Coastal Georgia’s Only Certified New Construction Home Program.

Provided by the Lisa Scales Sales Team

Saturday, July 12, 2014

Should You Buy a House When You PCS?

Should you buy house when you PCS?  Many soldiers PCS to a new duty station and are faced with the choice of either renting, purchasing or moving into Military Housing.   It can be a difficult decision if you know that you are only going to be at your new place of duty for 36 months or less.
Here are a few things to consider when deciding whether or not you should buy a house when you PCS to Fort Stewart, Georgia:
  1. Do you WANT to be a home owner?
    1. Home ownership is the American Dream
    2. Home ownership can be a source of pride and a path to financial stability.
  2. Will the tax benefits help you (Mortgage Interest and Property Tax deductions)
  3. Can you purchase a home and keep your house payments within your Housing Allowance Budget? (including your taxes and insurance)
  4. Is there an “exit strategy” when moving on to a new duty station?
    1. Either place your home on the market or
    2. Rent your home out (let someone else pay your mortgage)
Should you decide to become a home owner be sure to take a look at some of the best opportunities your area may have to offer.  In the Hinesville, Georgia area, just outside of Fort Stewart and Hunter Army Airfield, newly constructed homes may offer the best value. It is not uncommon to find a new home for just $66 per square foot. (www.hsHomesOnline.com)

Seek the advice of your tax professional.  You may be able to write off your Mortgage Interest and Property Taxes when you file your taxes. 

Consider your budget.  Most people can take advantage of the Basic Housing Allowance benefit and use their entitlement to cover their housing expense.   You can use your BAH to cover your house payment and utilities! Fort Stewart BAH Rate. (Current Interest Rates are around 3.875 depending on credit) -- Mortgage Calculator

If you decide to purchase a home, you should discuss with your Realtor any program that they may have that may help you in the future.   Some agents will offer to sell your home for a reduced commission if you purchase a home from them and decide to sell the home when you move or leave the area.  There are other ways to save money when you sell your home.  Homes for Heroes is a national company that consists of a network of agents that will offer services for a reduced commission for those who qualify.  

By the way, Homes for Heroes also offers discounts/rebates for the buyer!

Lisa Scales Homes for Heroes Affiliate, Hinesville
The Lisa Scales Team
912-980-1668 Cell

Sunday, July 6, 2014

Local Home Buyer Rebate/Discount Program Exceeds $75,000


The Lisa Scales Team Exceeds Expectations!

I joined the Nationally recognized Homes For Heroes Program in March of 2013 hoping that it would allow me to add value to my real estate business.  I was attracted to the program because of its focus on giving back to those who serve others.  I am the wife of a retired soldier and the daughter of a retire soldier. I know first hand about the sacrifice Military Families make and it feels good to give back.  My initial goal was to give back $50,000 in commission rebates and/or discounts.  That goal was accomplished and exceeded. As of July 1, 2014, I have given back over $75,000 to my Hero Clients!  I have been fortunate to serve Heroes in Hinesville, Fort Stewart, Ludowici, Midway, Allenhurst, and Walthourville and I look forward to expanding this program to the surrounding areas.  Because of Homes for Heroes, many of our heroes were able to purchase New Construction Homes in Oak Crest, The Timberlands, Crawford at Doctors Creek and Vicker's Hill.  In addition, most of my Military Clients were able to purchase their dream homes without a down payment!

I look forward to reaching my next goal of $100,000 and serving the entire Hero Community!  

Thanks Homes for Heroes for such an awesome program!

Lisa Scales, Local Affiliate
Keller Williams Realty, Coastal Area Partners,
www.hsHomesOnline.com (MLS Search)
www.LisaScales.com
912-877-7100